Consolidation Loans

The Citi Driver's Edge Platinum Select Card from Citibank, is a credit card with a unique reward program that focuses on automotive related perks and benefits. Designed for the good credit individual with a penchant for cars, driving and automobiles in general, this Platinum card issued by Citibank offers cardholders all the standard platinum cardholder benefits such as $1,000,000 in travel accident insurance amongst others.

Bill Consolidation Loan
Through the reward program, cardholders are able to earn a 6% cash rebate for purchases at the supermarket, gas station or drugstore during the first twelve months of membership. Thereafter, a rebate of 3% is earned for these purchases, while other purchases earn a 1% rebate. Another specialty is that the Citi's Drive Rebate gives $0.01 in rebates for every mile driven. However, there is a limit of $1,000 dollars in the amount of rebates that can be earned per car, per year. Also, rebates expire in five years or after a year of account inactivity. A cap of $5,000 in rebates per vehicle also applies.

What is the interest rate on a consolidated loan The interest rate for a Consolidation Loan is the weighted average of the interest rates on the loans being consolidated, eighth of one percent. This rate is fixed for the life of the loan and cannot exceed 8.25%. Effective July 1, 2005, rates on Stafford Loans in grace are 4.70% and in repayment are 5.30%. The rate on your Consolidation Loan will be fixed for the life of your loan. The interest rate on a Consolidation Loan is set according to federal law.

Bad Credit Debt Consolidation
These rebates can then be used for the maintenance, service and repair of existing vehicles, or even contributing to the purchase of a new car. Furthermore, the rebates can be converted into ThankYou Network Points and redeemed as gifts through Citibank's ThankYou Network.

: We offer Secured loans for Homeowner, debt consolidation loans, Home equity mortgage loans in UK, Secured personal loan even for the people with Bad credit history .

Debt Consolidation Mortgage
The APR for Citi Driver's Edge is comparably lower than other reward program credit cards. Coupled with a twelve-month long introductory period of 0% APR, the card is looking more and more attractive. Unfortunately every silver lining has got a cloud that's usually dull and grey and this Platinum card is no exception. A minimum interest rate is applied to cash advances regardless of how low the Prime Rate may fall.

Debt consolidation loan helps you to boost up your credit record. But, how debt consolidation loan can improve your credit record Debt consolidation loan can consolidate all your present debt into a single manageable debt so that you can easily repay the loan debt. Therefore, it will reduce the interest rate for the loans that you were paying at a higher rate of interest. Apart from that, instead of paying loans to different lenders at different times, you will have to deal with only one lender.

Government Student Loan
If you are a person with good credit who does a lot of traveling, Citi Driver's Edge may be for you. You would also benefit from taking advantage of the 6% rebate while the offer still stands.

//EzineArticles. expert=Alan_Lim debt Debt Consolidation Is It The Answer To Your Worries People contemplate loans consolidation debt when they have enabled their debt to get out of hand. Loan consolidation is an excellent way to get some control over your finances. As you are able to get lower interest rates for a fixed period and the ease that comes from having only one payment to make each month, your loan consolidation debt is usually much easier to manage than other forms of debt.

Debt Consolidation Loan Online
For more information or to apply for Citi Driver's Edge, Eric Wasselman recommends Find Credit Cards.

Speak to your lender regarding loan consolidation as an option for repaying your student loans. To about loan consolidation, visit //loanconsolidation.ed. For a list of consolidation loan lenders, visit www.collegelenderlist.com I know what program I am interested in... Quick Links

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